L1ght Networks
(hereafter "l1ght.net") Privacy Policy
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Information Collection and Use
General
l1ght.net collects personal information when you register with l1ght.net, when you use l1ght.net products or services, when you visit l1ght.net pages or the pages of certain l1ght.net partners, and when you enter promotions or sweepstakes. l1ght.net may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with l1ght.net and sign in to our services, you are not anonymous to us.
l1ght.net collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
l1ght.net automatically receives and records information on our server logs from your browser, including your IP address, l1ght.net cookie information, and the page you request.
l1ght.net uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
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Information Sharing and Disclosure
l1ght.net does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with l1ght.net under confidentiality agreements. These companies may use your personal information to help l1ght.net communicate with you about offers from l1ght.net and our marketing partners. However, these companies do not have any independent right to share this information.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of l1ght.net's terms of use, or as otherwise required by law.
We transfer information about you if l1ght.net is acquired by or merged with another company. In this event, l1ght.net will notify you before information about you is transferred and becomes subject to a different privacy policy.
l1ght.net displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
l1ght.net does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
l1ght.net advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
l1ght.net works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.
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